CBZ Bank the game changers in the financial services sector have launched SmartCash an instant account. One simply needs to walk into any of our over 60 branches with an id, an opening deposit of at least US$$5 and within 5 minutes you will have an account that is linked to your mobile number and a CBZ SmartCash debit card.

Apply for a SmartCash Account


  • CBZ Debit Card
  • Access to CBZ Mobile Banking (Smart Money)
  • No minimum balance
  • No monthly service fees

Services Available

The following services are available through SmartCash.

  • Cash Deposits
  • Cash withdrawals (branch, ATM & POS)
  • Funds Transfers to CBZ Bank account and ZIPIT (Interbank).
  • Balance enquiry
  • Mini Statement
  • Airtime Top Up Own Cell Phone
  • Airtime Top Up Third Party Cell Phone
  • Bill Payments (City of Harare & DSTV. Additional billers to be added)
  • POS Purchases and Cash back – on CBZ Bank devices and Zimswitch enabled devices


  • Copy of National Id (paper IDs will not be accepted)
  • Opening Deposit of at least US$5

Transaction Limits

  • Minimum balance = $0.00
  • Maximum daily withdrawal amount = $300.00
  • Maximum daily deposit amount = $300.00

For more information, please visit any CBZ Bank branch countrywide or contact us on 04-748050-79, Direct line 04-791253, or email us at

Forex Rates

Last Updated: 18 July 2017
  Base USD 1.00
  AUD 1.2625
  BWP 10.1523
  CNY 6.7572
  EUR 0.8676
  GBP 0.7631
  ZAR 12.9151

Business Conditions